I'm loving the 20% return on HBD, and while I agree the potential return is much greater during a bull run, as you say, it is generally short lived. The last spike that hit $3 lasted just a few days.
For me, I'm staking both my HBD and my HIVE that I earn. I look at it as a form of "dollar cost averaging." The HIVE I earn might one day explode in value, or it might not.
But that HBD return is a nice solid constant.
Good luck!
!lolz
RE: The HBD Conundrum - Stack Now or Stay Liquid in Hive?