There are many budgeting apps out there. Which one is the best one to use? Have you tried any of them? If you find your self-struggling with expenses and bills here are a few I found are free and helpful. When it comes to your families financial area the great thing about technology is that there are lots of free resources out there to help you out.
I listen to a lot of talk radio and helpful financial podcasts here is one app that I recommend and so does Dave Ramsey from his financial peace university show. Its called Everydollar This app is free and simple to use, it even offers options to download to your Android phone and iPhone. I if your a techy kind of person you might be attracted to this kind of apps, but if your not its okay you can find yourself seamlessly using this kind of apps, the cool thing about these apps is that they offer a graphical user interface that gives you a visual break down of your spending and can help you navigate through those rough waters.
In case you didn't like my personal suggestion here are a few popular apps that some of the community uses:
I'm sure you have heard of this app, it seems to be one of the most popular apps out there, I even tried using this one a while back. If I remember correctly I think you have to tie your bank account to this app in order to take advantage of its features, it is now owned by Intuit and I believe you can integrate it with QuickBooks. This app has some serious features.
Best kept secret in the community and has been a popular one! Hence the name this app "guards" you from spending too much. This app tracks your spending as compared to other budgeting apps out there. This app is easy to set up and you can link it to your bank account. When you set up your bills and expenses it figures out your re-occurring bills and automatically looks for deals to help you save money.
This app takes a different approach to budgeting apps; this app lets you build your own budget based on the income you set up. You basically give every dollar a job, kinda like Dave Ramsey's financial pease university program were you assign every dollar to a "bucket" in your budget. This app is great for married couples and offers both desktop and mobile application. This app has features like goal tracking and debt pay off features.
This app seems to be a little bit more involved as the other apps listed on here are easier to use, this app offers everything else the other apps do but this one seems to help with preventing you from overspending. This app seems to be more popular amongst the younger crowd.
This app takes on a classic approach to budgeting as you pretty much create digital envelopes and assign values to each envelope towards your obligations and savings. If you are more comfortable with a cash style budgeting then this app is for you.
I recommend this app to married couples. This app used to be called the easy envelope budget. This app helps couples by letting them share the budgeting responsibilities as other budgeting apps are simply apps that are used by one account.
This app is the best app to use with your personal bank account. As other budgeting apps, of course, you can tie your bank accounts to them, this app seems to be the best choice amongst the community when it comes to integrating your banking account to them.
I hope you find one of these apps helpful, there are many of them out there. Find one that works for you. These apps are free and do provide premium features if you feel you need them. Most of them offer Android and Iphone services and many allow you to use them from desktop to mobile. I hope this article is helpful to individuals and couples.
