I could see some ways were the land owner has leverage like if i were to lend against the assets up to say 90% of the land backed by every asset at 100/1 for collateral and if that goes to nothing a personal recourse guarantee of payment. The land owner now with only 10% of the land in or in some cases a dollar if they bought right away there appreciation would let them take 95 ish out as a loan at x % interest only improving the land owners return on a split of say 80% leaving the land owner likely making 2X on equity and the cost of the building would maybe lower the split not sure but just guessing at when it would make sense bc it was something i was thinking about.