Crypto isn't a gamble as many people think, it is just us that make it that way by trying to get rich within 2 days but we must also accept the fact it comes with greater risk, either becoming richer in two days or poorer...

If we want risk-free, stables are the way and some even offer interest like the HBD...

150 hbd is more than enough for a bachelor to survive but for a family man, I doubt. Cos there are some expenses that comes flying in without notice lol.