There is much discussion about young people not being able to afford a home. And this leads to discussion about building houses cheaper, and the correlate, where are the starter homes?
Who killed home ownership? The banks, and the boomers, but really the banks.
Many people talk about how to build houses cheaper, thinking that this will answer the problem of housing being to expensive. Unfortunately this isn't the real problem.
The real problems aren't discussed. Aren't allowed to be discussed. They are labelled conspiracy theories trying to paint the banks/banksters as evil, doing evil things in the background.
If we want inexpensive houses we need to do several things, but the primary one is removing banksters from the land.
And, the banksters will protest a lot, and crash the economy, and throw a tantrum. They may refuse to go, over their dead bodies. So be it.
Physical Limitations
When talking about what we can do, we must really talk about the physical limitations.
To live somewhere, you need space, water, shelter, access to food, and waste removal.
There is plenty of space on Earth. All kinds of space that not a single person has been in, in years.
But, that isn't really the problem here, the problem is that a bunch of people want to live in the city where all the jobs are. And so, there is really only so much space. And we divide it up by who "bought" it first.
Water is really, really abundant, except that many humans decide to live in deserts. And many humans want to use all the water to grow water intense crops…
But this is really irrelevant because water is easily available on the planet. We just throw it away. Modern engineering is all about taking the rain (water) and getting it off of the property as quickly and efficiently as possible. Great, some say, miraculous changes have been done by putting catches all the way down the mountain. Like little damns in the river that slow the water down, and put it to work. Or erosion control berms that catch the water and put it into the ground.
Further, we will have easy desalinization soon. We should have it now, but certain groups (those mother WEFers) want to control people by limiting water.
Back to property, we had the boomer generation buy a house, then a bigger house, and then a vacation home. And when the next generation came up, all the good spots were taken, so they had to work harder to get a property. And now, we have all the land taken up by previous generations with nothing left for the youth. We need to address this situation. Unless we want the youth to "burn down the village to feel its warmth"
We used to have family houses. Houses that was the home to multiple generations. No one was kicked out at 18.
We used to have the head of the house, give a portion of his lands to his sons when they came of age. No one was kicked out at 18.
Then we had boomers, who bought their houses with a mortgage, which just at that time became printed money, so banks could give out more and more loans. And, then the boomers thought that this was normal. And the entire idea of kids leaving and getting their own place at 18 became the "norm"
"We took all the property, now you have to wait till we die to have a house! Bwaahahaahahahaaa", is what is being said.
Cheap houses
Currently we build really cheap houses. Crappy, shitty, ever corner cut, houses. Today, we should be building houses that are energy efficient. Houses that bring in the heat in the winter, and shade the house during the summer. Well insulated houses. Easy and inexpensive to heat and cool.
In America we build houses out of cheap wood, reduced to the minimum sizes needed to keep the house standing. There is very little extra strength in the house.
The insulation is of low quality, and the minimum permitted by inspection. We have made much better insulation, and much better insulating methods. But these aren't used on tract houses which are built as cheaply as possible. (The original question, "Why don't we build cheaper houses?" is answered with, we already do)
That interesting idea of building 3D printed concrete houses was interesting, but they never even paid off the printing machines. They have huge structural problems, and haven't been the cost savings they were touted as.
Adobe, in comparison, creates massive bricks, from local materials, that can be repaired with the same materials. It can be stacked by any competent person into a very structurally sound, long lasting building. So, why aren't we using this technology instead of 3D printed concrete? The best answer is another conspiracy theory. Those banksters have been paying the UBC (Uniform Building Code) to get rid of such methods. And material suppliers would prefer any other method, then people making blocks on their own property.
We, the society… well, the building department and the people behind them, really hate going to new (or old) products that are much better. "The tried and true way is the best", they say. Except for Simpson Strong-tie. Which are now required in all new construction. (there seems to have been some greasing of hands to get this into the UBC)
And, the biggest hindrance to building a cheap house is local building codes, which demand minimum sizes be huge.
Banksters! It is banksters all the way down
The banksters have a scheme. It is called a mortgage.
Mortgage - a french word. Morte meaning death. And gage meaning paper/note. So, a death note. Or you will pay until you die.
You see, a mortgage is created (out of thin air) in the amount that you can just barely afford. So, the price of a house (a necessity) is priced at the amount you can barely afford.
And so, house prices will go up and up and up, as inflation (money printing) causes everything to go up in price. When the inflation finally gets to wages, they go up, and the amount that can be "lent" to the mortgagee is a bit more… repeat.
Further, this price increase can be kept going as long as there are LESS houses than are needed. If there was ever more houses than needed, what happens is that property values DROP. Some of them going to zero. And become lawless areas of town, ghettos, barrios.
So, in the banksters' world, housing must be kept scarce. And so they go around to all the building departments and get them to put limits on building. (now, the limits HAVE TO BE, larger than all the children being born and reaching 18. But, they are not.) They use rules, laws and regulations to keep housing scarce.
And this is the real reason you can't buy a starter home.
The banksters sold the boomers a dream. And this has become the standard thinking. Everyone talks about kicking the kids out at 18. (this has only existed in this last century) And very few have questioned whether this is a good thing to do.
We could make much better houses, far less expensive, but all that is pain to get through building department, or get financed. And, so we get silly ideas like 3D printed concrete houses. (which violate SEVERAL rules of engineering)
In order to get inexpensive starter homes we need to get banksters out of housing, and clean up all the building departments. The banksters have all the money, and the building departments are layers of bureaucracy, so this is an almost impossible task.
Fortunately, the banks are going to crumble, fall over and turn to dust.
And part of that is the demographic collapse. Leaving too many houses for the number of people that need a house. No one is going to pay much for a house, when there are lots that are empty.