This is so very hard, because things aren't the same anymore.

In the old market, going from $5 silver to $100 silver clearly means blow off top. Take some profit, lick that ice cream!

In the new market, it means people are running for the exits. Trading dying dollars for precious metals.

In the future market, it could mean that we are looking at the new, must have, strategic resource, and it is still at a steal at $100.

China is obviously trading The US debt for PMs
But what do you do if you live in America?

I do agree that selling collectibles now, will net you the largest premium. Going forward, people will have less discretionary money for collectibles, however there will be more people who will be buying silver, no matter what form it is and melt it.

And as you hinted at, what do you need now? Don't just sell your silver for failing Federal Reserve Notes, have something in mind that will help your life. Paying off your house (even though those are going to zero) makes your life so much simpler, and you need so much less cash incoming each year.