Yep, the incentives were slowly lowered. (like boiling a frog)
And very few noticed.

Even today, many older people tell the younger people to get out and get a job, then move out.
Not realizing that is almost impossible.

As in, sharing a rented room, two people in one bedroom, is a normal thing now.

Why wait for inheritance tax? Get it now. Sell your house to the bank, slowly