Wallets really need to step out of the stone age.
And the hardware wallets are all in that stone age too.

We still don't have a way to make your wallet aware of your will, or the end of your life.
Current plans for recovering the seed phrase by the inheritors are large points of security breaches.

Also, i have not seen any business wallets.
Companies are going to need to spend bitcoin; both lightning and main net.
We don't have anything for authorizing accounting to spend X number of bitcoin/month
or a way to have the boss sign all the "checks"

It is interesting how opaque crytpos are even though most are open source.
People really think that their bitcoin is on their Ledger/Trezor

But, are they really wrong? Without the key, that crypto is lost to the world.

And the whole, send a little crypto first, and then send more to make sure address is correct just doubles the size of the block chain for no real gain. Maybe we need a "test net" to trial send?

We really have a long way to go.