Ummm, it was Robert Kiyosaki, sometime in the middle of his Rich Dad/Poor Dad career, when he started his radio show, that actually defined investor and risk for me.

Most people do not diversify.
They bet solely on the stock and bond market.
Meaning, on any broad economic issue, they have no diversity.

Most people, who diversify, have some PMs.
And they have been doing shit for a long time.
However, next year, or maybe in a couple months, they could outperform everything else, all together.
(silver is WAY undervalued)

But now we come upon risk analysis.
Investing is not risky.
If you are a fool, or are unknowledgeable in the area, then you are just throwing a dart at the board.

But, if a person, who knows properties, has contractors that work with him, knows the direction of the housing trends, can buy a house and will almost always make money. Not very risky.
Where it is risky was flipping houses all the way past the top of 2008, because they didn't see the warning signs.

A person who invests in one investment, who knows that investment, is not making a wild gamble. Like, investing in Tesla when Musk took over.

And all you can say about investor A is that, he got lucky. The market didn't crash while he was in. He probably should have just invested in the S&P500. Less work, same result.

Looking back, should have bought bitcoin at $12k and sold at $50k.
I didn't believe in Tether at the time, so i couldn't have done that.
But, will this time be the same? It is very possible that bitcoin goes up and never comes down this time.