Commercial is .... WAY.... different than residential lending.
Sometimes that's good, sometimes that's bad.
But, after you have some properties, most of the residential perks (like low down) kinda go away.
On the other hand, you could have a commercial realestate, like a strip mall, and you can't lower the rent to fill the empty stores, because that would mean defaulting on the letter of the loan.
Well, cryptos look like they are about to go way up. And that could be moved into realestate.
Probably pay off some of your holdings... but would that be a good thing or a bad thing?
Using other people's money is often a good thing
But, what if the exposure becomes much more costly?
RE: When Mortgage Lender Assumptions Are Just That, Assumptions