Well, you are just not seeing the big picture :-p

This time is not the same.

It is like 2008, the housing market is crashing
but it is not like 2008, as there will be no recovery.
There will be no suburban housing market ever again.

It is like 1929, the stock market is crashing
but is is not like 1929, as there will be no "stock market"
After we learn that no actual stock is traded.
We will replace it with NFT stock - exchange system
and the idea of brokers and clearing houses and price action by bots will all disappear.

At this time, have cash, silver and cryptos.
They will all be important for riding the waves.
Each at a different time.

Nothing will be the same. And so, it is impossible to plan for anything.