I am not looking forward to it.

Because it will mean a breakdown of law.
But what will you do when so many houses are sitting empty and you need a roof over your head ? ?

There may also come a time where everyone just stops paying their mortgages.

1. Everyone realizes that the bank just made the money out of thin air. and they are paying monthly for it.
2. The banksters make a new currency. It is valued at 1 new dollar = $20 old dollars... but all the mortgages have a law passed that you have to repay in new dollars, and its 1 to 1. Then everyone loses there shit, and just stops paying.