Yep, we the people, have been sold on the lie that big daddy govern-cement is here to help us.

However, regulators usually make everything worse.
Bernie Madoff made off with so much money because of regulators and regulations.
So many people KNEW it was a ponzi, yet it continued for years.

Look at silver and gold. How long has GATA been showing the regulators that gold is rigged?
And nothing has been done.

Getting one, bright, charismatic guy to lead a team to develop something is quite easy.
Well, compared to get a decentralized group to build it out.

A centralized direction and guidance works when starting.
A decentralized anything usually doesn't get started.

And making money is a great motivator.
Did Steem get started because of the vision? or because of the money?
Knowing things from hindsight, i would say it was a lot about the money.
But that lead to HIVE actually being decentralized.