It is even worse than that.

One day, we are going to wake up, and people will realize that there is no stocks in the "stock" market.

Imagine that Musk buys ALL the stock in Twatter.
He owns 100% of the stock.
But then, many people come forward saying they still have stock.
Like 1000s of people. Enough that adds up to 100% (or more) of the stock.

This has already happened in one court case.
Where there was more affected parties than stock outstanding.

When this happens, the stock market ... just ceases to exist.

If you have a pension / 401k / retirement account, i suggest paying whatever penalty to get out.
A Gold IRA may work... but gold is going to become so valuable, that these things may not work out either.

Soooo, you are left with, which way crashes the least?

BUY FOOD! It will pay the highest ROI... and you CAN eat it.