I wish all of this were true.

Then the solution would be so easy.
The problem is none of this addresses the actual causes, the actual root of the problem.

Yes, we have umpteen empty houses for every homeless person.
However, having people work and trade that work for houses is exactly why there are so many extra houses.
Take that away, and there would be ⅒ of the houses we have currently.

And home ownership is very important.
Without it no one invests in making there home or property better.
Without ownership, who would plant a garden to be harvested months later.

So, ownership is important and thus having a price is important.
We cannot get rid of this without also getting rid of almost everything good about houses.

The culprits in our current system to make house unaffordable to a large selection of people are

1. Central bank fiat money printing
2. Mortgages
3. City planners making scarcity

The house prices have gone up and up almost solely because of money printing.
And the biggest money printing operation is mortgages.
Where a bank steals 100 pennies out of the pockets of the closest people, and then trades that dollar for a house AND a note ( of death, that the person will continue paying for life.)

What a great deal to be a bank. Offering stolen money in exchange for twice the value!

And then we have the city planners who want to keep house prices up. Making it impossible to build new starter homes... effectively cutting off their new members of society (those turning 18) off at the knee cap.