Well, if such a thing happened, the penny, instead of being nearly useless
we would have ½ pennies, ¼ pennies and maybe even ⅒ pennies.

It takes a craftsman about three years to build his perfect dream house (by himself)
Why are we paying more than three years of wages for a house?
An apartment should cost a man a month of his life, no more.

And many people here about the magic of compounding interest.
Why haven't we heard of compounding fees?
The FED has taken 6% per year for 100 years.