So you literally have nothing to lose!

I hate this! And you should too!

You have everything to lose. And you will spend $25.00 and a lot of time.
(not lose $25, but spend $25)
Of course you can get the $25 back.

If you learn how to make money, then making money is easy.
Just provide a product or service someone wants to pay for.
Who cares about the "affiliate program" unless this is truly, and only a ponzi scheme.

BUT! Will you get any value for all that time?

Well, according to the stuff pasted into this post, no.
I feel it would be better to read Think and Grow Rich again.

No where in here does it talk about the two things you really need.

1. recognizing YOUR blockages against being wealthy.
2. recognizing YOUR advantages and leveraging them to make money in this competitive world.

You are just getting a one-size-fits-all rah-rah sales job about getting fired up to get into a seminar.
I have seen only one get rich person who has actually done those two. And he is a billionaire who invites a dozen people to his castle and trains them, in group and in person for weeks.

Now, i do commend you for taking the first step in setting a goal in getting out of the poverty mindset.
And i hope you take the next step into figuring out how to bring more wealth into your life.