i can't wait until i can send people money, pay bills, or buy a dinner with cryptos.

The banking system is rotten to the core.
It is really amazing watching the stock market absorb the hyperinflation of the currency supply.
But soon... well, my feeling is that it will just vanish into smoke.
Like in 10 years, if you did a goolag (if they are still around)... did a dog-pile search for NYSE, all you will get is history archives.

And, would you recommend buying bitcoin now?
It will be a very short time till bitcoin is $100k.

But will we see a big enough dip from $20k?