You are complete wrong!

:-p

But of course, you are talking apples, and i will be talking oranges.

So, imagine that you are an evil oligarch. You are a psychopath, a narcissist.
What do you want most of all? Control. What 2nd? Pain and suffering on all those who are not in your control.

So, apply this to a central bank.
You make sure that no one can compete with you by buying up any competitors, and if they won't sell, destroy them.

You make the country's laws so that none can compete with you.

And then you play boom-bust destroying all the little ants.
You play inflationary games destroying those little ant's wealth.

As you can see, central banks are getting exactly what they want.
So, do they know what they are doing? I would say yes.

I would say lock them all up, blow up those buildings, and salt the ground.

But that doesn't do anything.

If The US dollar was stable, and paper was still accepted everywhere, very few people would want to switch to something different.

However, the central banks want their digital controlled currencies... and thus they must make people feel enough pain to change/to move.

This gives us a chance to get out. To switch to digital non-controlled currencies.
And thus destroy their control.

I hope that many more people start seeing central banks as the evil they are.