This is a very good way to look at XRP.

I have said to many others, i HATE ripple, but i could have made a lot of money off of it.

I agree that my bets are on the complete opposite of status quo, like you.
Not only do i not want to invest my time/money/energy into the status quo, i would put my energy into it going away. Even if that meant converting to sea shells as trade currency.