Well, you can die and find out, then there will be no doubt.

You see, there is a part of you that is not incarnated in this world and is still connected to everything.
Of course the process of dying takes different times for different people.

But it is just like waking up from a dream. You remember who you are and that you were dreaming.

Which is it? Its both, and all.

Remember i said that most choices between A & B are pretty much only A?
So, you can often end up with multiple time lines where you had different accidents.
But very rarely do you have a time line where you didn't have an accident.

You see, the accident is the last thing in the steps of a process.
It would be like getting out some flour, mixing up some pancake batter, getting the griddle hot, dropping some batter onto the griddle... and then getting a fruit salad.

It can happen, but its rare. Most people will get a pancake.

This is the world i play in.
These are all questions that are easily answered with looking into your lives; getting in touch with your higher self. Like i said, die and you will find out.

Now lets take the current reality we live in and how we interpret the bible.

In the beginning God created the heavens and the earth.

then later,

And God said, “Let there be light,” and there was light. God saw that the light was good, and he separated the light from the darkness.

(almost) everyone today believes this is where God made the sun, and blam, light.
But this is actually a metaphorical statement.
You could say that it would be more appropriate to have written God created good and separated it from the evil. Speaking of how, on this planet, God set up a dualistic universe.

Further, most people believe in cause and effect. They all believe cause precedes the effect, when its actually the effect (the pancakes) that causes all the causes to spring into existence.

So, you take these predilections formed from our immersion in a linear time mindset, and its easy to see how most people get things front to back.

It is not your education in specific, it is education in general.
It is probably even lower than that, it is the assumptions that education is based upon.

Hope that answers your questions. If not, ask more.