Ummm, no. Most people get a 30 year mortgage because its normal.
Its just the way you buy a house.

Making a deal with the devil to pay for life so you can have a roof over your head when you sleep.
That is just what we do.

Mortgage (french) - death note. Or a bargain to pay for the rest of your life.

If anyone really knew what a mortgage was, they would burn down any bank that suggested it.

Even though we are indeed speculating on the future, most people are just following old customs.
If people were actually speculating on the future, the cities would be empty, the coast lines shuttered, everybody would have a greenhouse...

So, since i see only a few moving to live that life, either all these people aren't seeing the obvious, are hiding their heads in the sand, or they believe the MSM's lies.

I think that instead of speculating, most people are just living in a rut.