There is a huge problem with thinking in 20 year time frames right now.

Everything that we, in the developed world rely on is pretty much going away.

In 20 years you will

• Not live in a large city
• You will grow all that you eat in your own greenhouses
• We will definitely know we are in an ice-age.
• What we call money will be something very different.
• gold will have gone to its intrinsic value, a pretty yellow rock

So, if you are planning the next 20 years with the foundation of grocery stores, putting money into the stock market and retiring... well, reality is going to be a lot different.

With such a future change coming upon us, what kind of plans make it 20 years?