I have written about it before, i will write it again.

You have heard of the Amish raising barns?
Well, we could build houses that way.

With modern construction practices and cheapness of materials a house shouldn't cost more than three months of labor.

A master carpenter, by himself, can build their dreamhouse in about 3 years. And this is with all the bells and whistles. Having a crew, specialized in each step cuts the labor down tremendously.

So, an apartment should cost a person 3 months work. A grand house should cost no more than 3 years. So, how do we have 30 year mortgages?

I believe we go about building houses completely backwards. We shouldn't kick kids out and say, go get your own house. We should help them build their first house. Probably as a Highschool program.