I've never had a car note for better or for worse but yeah the loans are likely going to keep getting stretched out. I fully expect companies like General Motors and Harley Davidson to have an Indian woman CEO and a pickup truck will be $295,000 with a 15 year note and if you go to fast or take your eyes off the road a ticket will be issued and the money will immediately be taken out of your bank account and Chase will then charge an additional fee for being a bad citizen.