"without rapidly turning into free for all for all kinds if criminal gangs, warlords and tyrants."

Gangs = Police, enforcing licensing rules on lemonade stands

Warlords = Politicians

Tyrants = Tyranny of the masses can be as oppressive as a single tyrant. If 51% of the population decides that it is okay to steal half of your property, that does not make stealing your property moral. It happens though, and nobody even talks about it. It is just accepted as necessary.

You are forced to fund indoctrination of children by government schools else you be thrown in a cage. Once people accept that certain people in their society get a special pass on morality and are able to steal, kidnap, and even murder other people on behalf of society, your society will corrode. The initiation of force is immoral. If your society is based on the initiation of force, the expectation of virtue from that society is naive.