XRP the coin behind Ripple, is interesting.
It does not seem to be distributed in the same way other coins are, in some ways it is centralised.
XRP back the method soon to be used by Swift for interbank transactions.
And it look set to be involved with the WMF and BIS
So when Binance come out ans say it is not a security, but others come out saying it is not a crypto, one starts to get confused.
Is XRP nothing more than a JPM coin with a different name?
Who back/funds it is not really clear, but as the 2nd highest rated coin, one would have thought the definition of what XRP actually is would have been decided by now.
Time will tell
https://coingape.com/ripple-glorified-version-paypal-xrp-cryptocurrency/