It seems if you can't beat them then maybe join them is the answer.
The question is if Swift can gain the momentum required to catch XRP.
However the big fall out from this move is the banking cartel will have to comply with all the rules & regs that they have put in the way of other crypto developers. or maybe some of those will go by the wayside now?
https://coingape.com/ripple-blockchain-competition-swift-payment/