"money" by definition is simply the exchange of value.
Fiat paper money is just 0.01 pieces of paper with 100 written on them
What if we could add a payment system to a web page with a few line of code, without learning blockchains and the like?
What if users could earn by referrals from their web site?
What if this was ZRX rather than fiat? Would it take off?
Time will tell
https://sludgefeed.com/0x-launches-instant-purchasing-system-for-websites/