As soon as I got the email and push notification from my Coinbase app last week I knew I needed to jump over on 
I have seen this coming for a while, a Coinbase VISA card that you can use just like any other Debit card. I am not surprised that the reception to my post was mostly negative. There is a lot to dislike about Coinbase. Mainly, they charge insane fees. They can get away with it though. Coinbase remains one of the easiest and most flexible ways for people in the US to get involved in crypto.
Sure, other platforms are coming around, but I think a large portion of us (again at least in the US) probably bought some of our first crypto on Coinbase. The fact remains that they are a major player.
I think the other issue is the fact that in my post I called it a credit card. That was a mistake on my part. As I pointed out earlier, it is actually a Debit card. There is a huge difference. I think the idea of "credit" is a big turn off for a lot of people. Pulling from funds that you have already bought or earned on the other hand is a totally different concept.
I am still on the fence about the whole thing. I have been thinking about applying for one of the Crytpo.com VISA cards for a while now. Part of me was always holding back because I figured Coinbase would come out with something eventually.
I am guessing another reason some people are hesitant about a Coinbase VISA card is because they are thinking "what's the point". Trust me, I get it. I think we all have a common hope that one day crypto will rule the roost and we can do away with the cumbersome and antiquated payment system we currently use. I think we are still a good two to three years away from that, so having a conduit to use your crypto the way we know and hope it can be used one day is a plus in my book.
Don't get me wrong, I am not saying this is the be all, end all solution, but I think it is a step in the right direction. I think it also adds a bit more legitimacy to the whole thing in the eyes of the public (if they even hear about it of course).
Has anyone else dug into the details of this card yet? I am guessing you need to move your crypto funds into your Coinbase USD wallet. I know first had their transfer fees for that move is pretty hefty. I might have to dig into it a little more and figure out just exactly how the flow works.
Like I said, I am personally still on the fence. Part of me feels like I don't need another card in my wallet. I am also in more of a hodl pattern right now, or at the very least a phase where I am acquiring crypto. Why would I want to spend it!?
What do you think? Anyone that didn't chime in on the
