I am pretty lucky that I have a decent paying job that I can always fall back on. My goal is to use my crypto earnings in the current bear market to reduce some of the strain that is placed on my regular budget. Things like reducing debt will go a long way towards freeing up some of that every two week paycheck money. Without those burdens, it becomes easier to make it through the bear markets I think. DeFi is definitely a place I will be keeping some of my crypto. I like the stable coin pairs like BUSD on CUB.