That's horrible, I am sorry to hear that. I think the difference for me is I would never put in money that I was counting on for something else. Like I could see myself starting with a couple hundred dollars I made off of HIVE that I don't really need thanks to my real job and just see what happens with it. For that matter I could just do it all manually when I happen to think of it :) Then I have to deal with all the tax stuff though...