That's part of the reason I have always said healthcare scares the crap out of me. It's like you are one fall from being totally wiped out anymore. Even if you have a plan, the deductibles are so high or the out of pocket bills add up and you still get hammered. Servers at places like that have always intrigued me. I used to know a girl and that was all she did. At several restaurants. I mean if you live right and plan well you can eventually retire, but otherwise it seems like you just resign yourself to doing that until you can collect social security or you die.