Yeah, I am the same way. If I were faced with liquidating all of my crypto and finding a second job, I would likely take the second job route. Sure, I did liquidate some of my crypto that one time, but last year I moved zero to fiat. It will likely be the same this year. Actually now that all of my debt is gone, the only thing that could make me move crypto to fiat is if I earned enough to pay off my mortgage. Short of that, I see no point in moving it out!