When you put them all into numbers and extrapolate it like that, it definitely makes a very interesting argument. Having the foresight and persistence to see this through is another matter all together. Us humans are mainly hindsight driven and always look at past events as indicators of what the future might hold.

Technically you and I can decide to do this side hustle for the next 15-20 years if we want to, but with changes in life, especially with a family, are we willing to give that time we have with our daughters? The value proposition doesn't seem so attractive anymore, at least for me.