I am gonna put a disclaimer at the start as this might sound confrontational to some. You have been playing SPL since end of 2018, which was when it first initially start I presume and everything was pretty affordable. How do you only have so little cards? Surely you can't be playing in Bronze League for 3 years.

With some of the income from Hive, you could have rented (if you didn't feel inclined to buy) cards regularly and played in the higher leagues for better rewards.

I think the expectation of being financially vested in a P2E game to earn rewards should be the way to go, if not people would just be stripping value from the game and eventually it would just die a slow and painful death.