Nice post.

There's really not a complex process to build towards financial independence.

If money in is more than the money spent on a monthly basis, then you will start building wealth.

The challenge in starting is developing the discipline.

Especially for those people who are also just starting out in the job market, before having the skills to make more there's a period for most people where just making the money in = money spent in a month is a challenge.

Anyway, good post, nice simple advice.