Cryptos have not really shown themselves to be a worthwhile long term investment yet, they are not resistant to pump and dump influence, and are still too new to really have established the level of trust.
Stocks are a dangerous option, particularly if you are directly buying and selling specific company stocks. That's why most people will buy into an investment portfolio that can be classified into risk categories... greater risk greater potential for reward or loss.
Then the option neglected; just having a store of wealth like gold and silver. You won't get rich and the markets are still manipulated, but for thousands of years those metals have held a relatively stable value. In the roman empire an ounce gold coin could buy a suit, a pair of shoes and an evening out...
What does 1400$ buy today... It seems you could spread that about the same way.
RE: The sad mainstream advice on how to earn a return on savings