Btw, if you want to see what kind of compounding we would have had if we didn't have the 100 day divider on new money as well as old money in the DHF (ie. my original spec for the DHF), go to this page, plug in 30% daily interest and select daily compounding. It's somewhat eye-opening...
https://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php