I can't say with certainty the reasons why these decisions were made, because these decisions were made many years ago and I wasn't involved in the development of this feature in any way. From my point

Someone did suggest the idea, but I think the general consensus was that Hive already has a staking mechanism (power up). These are some of the anti-"Hive interest payments" arguments that I

The above image means you've received interest recently on your liquid HBD balance, but not on your HBD savings balances. And that make sense, because you only have HBD in your liquid HBD balance, your

I'm suggesting that you may want to transfer your liquid HBD balance to your HBD savings balance in the same account. This is because interest payments will only get paid to savings balances after the

That's probably a sound strategy. Best of luck in your journey!

The system will calculate and give you the interest whenever your HBD balance changes, IF it hasn't already computed it in the last 30 days. So you don't have to necessarily claim it: external events can

It depends on what wallet you use. In the command-line wallet, you use "transfer_to_savings" command. on wallet.hive.blog, it looks like this:

Sort of. That's the price you could get on some exchanges (although when I just checked now, it's back up to $0.946). But you could also convert it for $1.00 worth of Hive, right now, if you're willing

The stable coins I'm guessing you are referring to (e.g. USDC and USDT) require you to trust their issuers. We're designing one that requires less trust. Is this the only way to do that? No, we could have

You can directly send to their savings account.

It's an unrelated initiative, but I'm sure the smart contracts capability will open up more DeFi opportunities.

Oh, thx! I've fixed it now.

The truth is, I don't know a lot of HBD holders who hold their own HBD onchain. Seems like a lot of it is being held on exchanges, where the exchange is collecting the interest. We'll see if and how that

Other witnesses such as @smooth (and others, just can't recall which right now) have been the driving force behind the idea of increasing interest payments on HBD as a "DeFi" play, so you may

Yes, that seems fine.

It's not a typo: it's not supposed to be a working URL, it's a template for how to generate a valid URL that is specific to the reader. The hiveio URL shows an example usage of this template.

Unfortunately, that doesn't show the date when the last interest payment was made, so it doesn't allow for easy optimal planning.

Yes, I thought about that exact scenario as well :-) And yes, you can send to someone's savings account, it's happened maybe twice even where people accidentally sent HBD to the blocktrades saving account

No, you will only get 7% if you trigger the calculation after the interest rate change. Yes

Several witnesses have proposed increasing it to 10% after the hardfork, as only savings accounts will collect interest then, so the cost to the blockchain inflation rate will be lower. I have no strong