that's my point. it's much better to accept SBD only. The current sbd print rate is 18%, close to the haircut. Burning steem increases the debt ratio, while burning SBD decreases it. and feed price is changing, so to be precise, you need some system to show the current steem application price and accept/reject depending on that, you really need that?. personally i don't see any good to accept steem. but it was just an advice (i'll not apply). Up to you guys :)