OK thank you @spiritsurge. I will take you up on that offer. What is 250,000 Hive missing between friends eh! You have more Hive and HBD funded than I have in my accounts. I will take a look back at my own figures. Could be the refunds alright. Tell me this. Who are behind @qmwallet? Looks like the Community Wells Project but there is a lack of transparency here.