I'll be honest the 12% doesn't really attract me 90% of the time unless Hive is over $1 then I'll pack it. Under $1 though I end up just buying Hive for curation rewards and so forth lol. 20% might change that though but is 20% sustainable? I feel like it would need to be part of something bigger with liquidity pools etc to actully hold that kind of value of interest on it.