Stocks, bonds, real-estate, commodities, or currencies. What is going to be the next thing people are going to use as retirement. It seems bonds are kinda dead with the low interest rates, and treasuries. Stocks and real-estate are flying high, so if you get out where do you go from here? Do you buy a turnkey business, or speculate? That is the question facing some Americans now. Seems like we are ready for a dip, but waiting can be boring. It will be interesting to see where we go from here, but a epic melt down could be right around the corner.