I'm an investor, not a speculator. Why is this important? The famous Warren Buffet was quoted explaining it this way.... "When I buy a stock, I don't care if they close the stock market tomorrow for

We've had a information technology industry for about 50 years now. During that time "hackers" have invented the next generation of technology. The fact that Steve Jobs & Steve Wozniak created

This information is US centric. I live in Arizona, so your mileage my vary depending on where you are in the world. But I'll share my experiences here, hoping that someone can benefit. I have a routine

If you have ever traveled to a foreign country, it can be daunting at first. But it doesn't take long until you catch the travel bug. What if you could become rich, traveling the world too? Armed with

It seems that there comes a time that I have to express something that is weighing heavily on me. Warning, you might get triggered. Hopefully in a positive way. As I write this, the United States is going

History has taught us that economies go through cycles. Sometimes things are good; other times things are bad. The easiest cycle to study over time is the real estate market. It goes up and down typically

I am writing this article just prior to the annual Halloween celebrations in the USA. Whereas most people will focus on the trick & treat celebrations, and maybe go and see a scary movie, it reminded

The FIRE (Financial Independence Retire Early) movement is growing and soon you will probably see it thrust into the mainstream conversation due to an upcoming film "Playing with Fire". The FIRE

I never wanted to be some monocle wearing 1% elitist. But I have to admit - I do like money. Not because I want to roll around in it. Simply because I see it as a raw ingredient to individual independence

I bought my first Bitcoin in 2011. At the time, the price was below $10. I was intrigued by the use of it for cross border payments, as I had subcontractors working for me on software programming work

There is a lot to be thankful for, when you are on the road to being unconstrained. What is often confusing is that you don't necessarily know when you have reached your destination. Let me help you see

If you have been living in the dark for the last 10-20 years, you probably haven't heard of Dave Ramsey. He's a very successful radio talk show guru who has been able to garner a following of millions

Stop fooling yourself. If something is easy and simple, it is probably a lie or a trap. Too often we get lazy, and that is when we are at our most vulnerable. Trust is not an excuse for laziness Ever since

About a year ago, I returned to the USA from a driving trip in Canada. We drove from Montreal, Quebec to Vermont, and entered through a non-descript entry point on the road. My wife & I are dual citizens

When you think of what industries create the worst global destruction on the planet, the first one (Oil Industry) makes a lot of sense. But considering other industries, like transportation, you wouldn't

The word "frugality" gets a bad rap. It is a critical component in your wealth formula and something the rich know exactly how to manage. Let's define frugality from a wealth standpoint Simply

Today it all came to a head for me when I saw this... I think we have officially become a failed state. And I blame the hypnosis of the US Media for much of it. The US Media is an advertising delivery

I've been an active participant in the computer industry since 1977. This was my first every home computer. I was a kid in Australia at the time. Computer hobbyists back then wanted a computer of their

Some may say "Taxation is theft". Whether you agree or disagree with this, the phrase needs to be updated for 2018. We may be led to believe that taxes are needed to fund our government, our

Let me blow your mind. Imagine that we lived in a world without corporations, jobs, bosses, salaries, benefits, etc. You don't get a pay check every two weeks, just for showing up. You don't have to go