So for the past three years I used most of my income to invest, sometimes getting my accounts near zero or just enough to support the cost of living. That means over 90% allocated to investments. And now with all the AI uncertainty eating from the jobs market, I feel I made the right decision even if it was not calculated or predicting the current times. By doing that and while my freelance contracts might not get renewed next year, I feel an air of freedom waving at a short distance. I am not yet comfortable enough to say that I achieved full freedom, but at least I can see the light of it.
First of all I am flying debt free, owning my house and few pieces of land here and there. This gives me the comfort of not worrying about what future might bring as I only need to keep up with the utility bills which are not crazy. And some of the real estate pieces that I hold are investments, thus they can bring at some point a nice ROI as well. One of them I intend to sell for x2 to x4 profit and divert the money to another investment or just to get a healthy case reserve.
Crypto is my second layer of investments. I am in this space since 2017 when I first home build a rig and started mining Ethereum. From there I've expanded into multiple projects, some failed, but others proved themselves. And the bull run from 2025 allowed me to take my first 6 digits profits. And that only because I had some bigger expectations from some assets which remained unsold. As in 2026 crypto entered bearish times, I invested back into it at 50% from the prices I've sold with. And I've already set in my mind the exit prices, with moderate expectations of x2+.
Stocks are the third layer of my investments. And to tell you the truth these are doing great as well. I have a bit of 10 assets in my portfolio. My strategy implied investing in established stocks that provide short term returns, but also some IPOs with a ling term mindset. Besides this my criteria was to pick assets that offer free stocks, dividends and have appreciation trend. These are not spectacular in yield, but are steadily growing.
These are my investment layers that I build my portfolios on. I feel comfortable also because if their diversification that makes my portfolio grow even in times when one or the other might not do so well. This gives me peace if mind and allows me also to enter new markets and projects when prices are low with recurring yields. The only thing that I am fighting is time as some opportunities require to be at the right time at the right place. I understand that we cannot have it all, thus I am aiming to consolidate to what I have and keep on growing.
That's about my investments timeline and layers. What about you, did you find the holly grail of financial freedom?
PS: I have speed writing this article from the airport and thus I am sorry for any grammatical errors.
