I like the idea of comparing HBD Interest with the S&P 500 gains and use that as a reference on where the APR should be for the Hive blockchain stablecoin. In the same time I expect for the HBD supply to decrease in these bullish times, while to grow when we'll enter bearish waters in the future. As well I wonder what the effect VSC Network will have on both HIVE and HBD. I believe some exciting times are waiting us ahead.