When all the rage years ago was talking about military and education spending, nobody would touch this one because of the fact that older voters vote in much higher numbers. This entitlement system was never designed to be used in the way that it is now and it is guaranteed to be insolvent, if it isn't already. I've already made plans in my life to not need it thankfully because I believe you are right, by the time I am old enough to actually get it, it likely wont exist and if it does, it shouldn't.

I never really thought of it as a Ponzi scheme but that is exactly what it is.