Most times when I spend money unnecessarily I ask myself where I pick up that habit from. I have zero idea of how my money always gets finished, I think I have an idea how it got finished but I find it difficult controlling my spending habits. Sometimes I spend on things that are not important then I am left to wonder why exactly I did that. It got to a point where I thought it was a reflex action and only realized myself when I got broke and needed something important.
If there is one thing I am giving up is my unnecessary spending habit. Whenever I have money I lose my appetite for home-cooked meals and want to order meals that tend to be more expensive plus the delivery fees inclusive. I am working on this already as I made a decision not to order food again but instead manage my money and save for important things.
I also spend more on my data subscription, I am always online, going from one social media site to another, I must always subscribe but I realized that I have been spending more on it as I use the data for something less important like watching videos on YouTube or TikTok which are in no way contributing to my life at all and wasting my data that way I tend to spend more money.
This New Year I have made a huge decision to do away with my bad spending habit. It will make a great impact on my financial life and I will get to save more and also spend reasonably. If I could use the money I use to buy things that are not so important to me, to do something of more importance then I would see maximum benefits from it.
It鈥檚 been difficult trying to control my spending habits and concentrate more on having a stable financial life, but I think it is a step-by-step process. I have taken a few steps and I am thankful that one way I was inspired is through most people on Hive and how seriously they take their financial lives. I read through their most and I get to learn how they save up, I can say I have seen a lot of difference ever since I made up my mind to do away with the habit of spending recklessly.
I have decided to minimize the way I waste my data subscription by doing irrelevant things with it. More so, avoid ordering food and try to control my appetite and taste buds. It is great to say that I have been building myself to stay clear of impromptu spending habits which I was used to. Finally, drafted a savings plan and I must say it鈥檚 been going smoothly.
If I can get rid of the habit of reckless spending and misuse of my finances I will be able to avoid being in debt in the future. Looking back I don鈥檛 see any achievement I have gotten from spending recklessly. So getting rid of this habit will help improve my life and make my financial life better.
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