😁 Have you considered selling up and moving up to the mountains (or the coast ~ whichever suits you guys best), possibly halving your home loan and getting more bang for your buck?

We bought for 600k back in 2018, views of the mountains, just over 1000sqm, great street, near amenities ~ limited amenities, but amenities nonetheless 😅

Downside is forget going up to Katoomba during public holidays and when it's been snowing cos everyone seems to be making their way up then. Perks of living at a tourist destination 😁